> For the complete documentation index, see [llms.txt](https://docs.filliquid.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.filliquid.io/ko/testnet-user-manual/more-instunctions/fees.md).

# Fees

* Users on the protocol will charge a fixed percentage of fees for both depositors and borrowers.
* Currently, lenders are charged a fee of 0.1% when redeeming FIL, and loan users are charged a loan fee of 1%.
* The loan handling fee is automatically deducted by the system when borrowing.