# How it works

- [Design Architecture](/how-it-works/design-architecture.md)
- [Staking and Redemption by FIL Token Holders](/how-it-works/staking-and-redemption-by-fil-token-holders.md)
- [Borrowing and Repayment by Storage Providers (SPs)](/how-it-works/borrowing-and-repayment-by-storage-providers-sps.md)
- [Transaction Fees](/how-it-works/transaction-fees.md)
- [Risk Management Mechanisms](/how-it-works/risk-management-mechanisms.md)